Scan to
start HERE

Explore web3 with the handy features of web2 financial apps

Scan to
start HERE

Scroll down to learn more

Explore web3 with the handy features of web2 financial apps

Download HERE

Transfers via phone number.

Pay your friends all over the world
with 0% fee
Transfer money even to those who
don't have a wallet yet
No tax notice

Try it out

Invest in crypto.

No paperwork is needed to start investing
Invest through transparent decentralized
exchanges
Buy one of the 20 most popular
cryptocurrencies
Keep track of your portfolio with an
easy-to-use interface

Try it out

Up to 10% APY with instant withdrawal.

Withdraw money at any time with a 0% fee
Use only decentralized protocols to make profit

Try it out

The latest news HERE

Tonic DEX

Now you can buy and sell FT on DEX right HERE! 💸🤝. We have the cheapest exchange fees thanks to our partnership with @tonicdex and the use of orderbooks!

App CLip is live

Now you can create a wallet instantly without installing the app. It is enough to scan the QR code.

How to use NEAR on your phone

Available to (L)Earn on 6 (six) languages!

WEB 2.0WEB 3.0

Fee

Transfer by phone/username

Limits

KYC/SSN

Tax

Worldwide

Fee

0.3%

Transfer by phone/username

Yes

Limits

Up to 2000$

KYC/SSN

Tax

Worldwide

Only US

Fee

Transfer by phone/username

Yes

Limits

KYC/SSN

No KYC/SSN

Tax

Worldwide

Yes

Securely store your money HERE.

Download app.

In case you missed anything.

When android?

We are already making an Android version of the app. We plan to launch it in early 2023.

How to deposit/withdraw money in HERE Wallet?

You can deposit/withdraw money in any cryptocurrency using card or Binance. Balance in HERE is USDC stablecoin, so you can withdraw it any way you are used to.,You can withdraw money to a Binance account or to a bank account. We partnered with Mercuryo to provide withdrawals to fiat with minimal fees.

How long does it take to withdraw money?

We do not block funds and withdraw them within 3-5 seconds after verification. Withdrawal to Binance usually takes one minute, withdrawal to a bank account takes about 12 hours, in rare cases up to three days.

Is it possible to send money to friends who don't have a wallet yet?

Yes, it is possible to send money to anyone you want. If your friend doesn't have a HERE account, it can be created easily. Money can be received by clicking on the link in the SMS.

How to cash out money from the wallet?

You can cash out using your nearest USDC exchanger for fiat currency.

Does HERE have a banking license?

HERE uses USDC as the base currency, which is a stablecoin that requires each transaction to be signed with a private key for transfer. The private key is only stored locally on your device in encrypted form. No one can access it unless you say 12 words to recover it. The HERE team has no access to your money and does not process the transfers, they happen directly on the blockchain. That's why we don't need a banking license and HERE works without restrictions in all countries.