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start HERE

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Download on App Store

Explore web3 with the handy features of web2 financial apps

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start HERE

Powered by NEAR Protocol

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Explore web3 with the handy features of web2 financial apps

Powered by NEAR Protocol

Download HEREarrow

Transfers via phone number.

  • Pay your friends all over the world
    with 0% fee
  • Transfer money even to those who
    don't have a wallet yet
  • No tax notice
Try it out

Invest in crypto.

  • No paperwork is needed to start investing
  • Invest through transparent decentralized
    exchanges
  • Buy one of the 20 most popular
    cryptocurrencies
  • Keep track of your portfolio with an
    easy-to-use interface
Try it out

Up to 10% APY with instant withdrawal.

  • Withdraw money at any time with a 0% fee
  • Use only decentralized protocols to make profit
Try it out

The latest news HERE

Tonic DEX

Now you can buy and sell FT on DEX right HERE! 💸🤝. We have the cheapest exchange fees thanks to our partnership with @tonicdex and the use of orderbooks!

Read more

App CLip is live

Now you can create a wallet instantly without installing the app. It is enough to scan the QR code.

Read more

How to use NEAR on your phone

Available to (L)Earn on 6 (six) languages!

Read more

WEB 2.0WEB 3.0

Fee

Transfer by phone/username

Limits

KYC/SSN

Tax

Worldwide

Fee

0.3%

Transfer by phone/username

Yes

Limits

Up to 2000$

KYC/SSN

KYC/SSN

Tax

Worldwide

Only US

Fee

0%

Transfer by phone/username

Yes

Limits

No

KYC/SSN

No KYC/SSN

Tax

Worldwide

Yes

Securely store your money HERE.

We keep your assets safe

HERE Wallet is an open source non-custodial wallet which have passed security audit, don’t have KYC, main features are made on smart contracts and all data is encrypted.

More about security
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Download app.

Download HERE and let
it be your alternative
to usual banking

Scan to start HERE

In case you missed anything.

When android?

We are already making an Android version of the app. We plan to launch it in early 2023.

How to deposit/withdraw money in HERE Wallet?

You can deposit/withdraw money in any cryptocurrency using card or Binance. Balance in HERE is USDC stablecoin, so you can withdraw it any way you are used to.,You can withdraw money to a Binance account or to a bank account. We partnered with Mercuryo to provide withdrawals to fiat with minimal fees.

How long does it take to withdraw money?

We do not block funds and withdraw them within 3-5 seconds after verification. Withdrawal to Binance usually takes one minute, withdrawal to a bank account takes about 12 hours, in rare cases up to three days.

Is it possible to send money to friends who don't have a wallet yet?

Yes, it is possible to send money to anyone you want. If your friend doesn't have a HERE account, it can be created easily. Money can be received by clicking on the link in the SMS.

How to cash out money from the wallet?

You can cash out using your nearest USDC exchanger for fiat currency.

Does HERE have a banking license?

HERE uses USDC as the base currency, which is a stablecoin that requires each transaction to be signed with a private key for transfer. The private key is only stored locally on your device in encrypted form. No one can access it unless you say 12 words to recover it. The HERE team has no access to your money and does not process the transfers, they happen directly on the blockchain. That's why we don't need a banking license and HERE works without restrictions in all countries.

Partners.

NFT

Finance

DEX

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